AXA

Andy is a Vice President with AXA Advisors, LLC, at the Woodland Hills Branch. Andy has been with the organization since 1997. He was the recipient of the National Dual Professional Award for 2002, ranking #1 in the US that year. Andy holds a BA from UCLA and an MA from Cal State, Northridge. He has over 30 years of experience in the business community in the Greater Los Angeles area. He owned and operated his family's business for almost 20 years, prior to teaming up with AXA. Andy, a lifelong Angeleano, has lived in the San Fernando Valley for over 27 years. He and his wife, Michelle, have two grown children.  Andy focuses on working with "Baby Boomers" who are nearing retirement. He emphasizes the use of formal financial strategy techniques to help clients determine a path to achieve their financial and risk protection goals.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Car Affordability

How much can you afford to pay for a car?

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

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Working for Social Security

There's nothing wrong with wanting to work in retirement, but if you decide to earn some extra income, make sure you understand how it will affect your Social Security benefits.

Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

Beware the Better-Than-Average Effect

Economists have found that, on average, people tend to believe that their own lives are improving at a faster rate than most everyone else's.

When Tea Leaves Won't Do

Economic indicators can be a good source of clues about trends, but it takes experience and skill to interpret their meaning.

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